When harm visits you, there are many remedies. For crimes, the criminal courts will have their say. If the harmful action is not classified as a crime, victims can take action in civil court. Victims may seek justice using small claims court or in civil (or personal injury) court. It's easy to see why accident victims are sometimes confused about what steps to take to be paid compensation. For some help on these matters, read on and find out which court is best for your circumstances – small claims court or civil court.
When a person files for bankruptcy, there is no guarantee that the bankruptcy court will approve the case and allow the person to use this system for debt-relief purposes. While most cases will get approved, there are also many times when the court will dismiss a person's case. If you are preparing to file for bankruptcy, you should understand the two main types of dismissals courts use when they throw cases out.
Despite your best efforts, you may fail to meet your obligations in Chapter 13 bankruptcy. If this happens, you may be able to get a hardship discharge, which is simply a discharge you get before meeting all the original requirements of your bankruptcy case. However, a hardship discharge isn't a walk in the park; you have to meet all these three conditions:
Modifying Your Plan Isn't Feasible
The first thing the court expects you to do when your financial situation takes a turn for the worse is to petition for a plan modification.
Filing for bankruptcy is a big step to take in life, and this is why you will be required to take a credit counseling course before you actually file. This course is designed to help you make the right decision with your finances, and it will teach you a lot of different things. Here are four things you should know about the course you will be required to take before you can file your bankruptcy paperwork.
In a Chapter 7 bankruptcy filing, most of your debts are discharged and you no longer have to worry about paying them. However, there are some instances in which a creditor might successfully challenge the discharge and you still have to pay the debt. If a creditor is challenging a debt, here is what you need to know.
Why Is the Creditor Challenging the Debt?
After you file for a Chapter 7, all of your creditors listed on your petition documents are notified that you are seeking a discharge of your debts.